12+ Years of Expertise
With over a decade of experience, we’ve helped countless clients secure the best mortgage solutions tailored to their unique needs.
Wide Range of Mortgage Options
From residential and commercial lending to private and reverse mortgages, we offer comprehensive solutions for every financial situation.
Personalized Service
We take the time to understand your goals and provide advice and solutions designed specifically for you.
Licensed Across Provinces
Our team is licensed to serve clients in British Columbia, Alberta, and Ontario, ensuring expert local support wherever you are.
Ziyad Iqbal
Bio:
With over a decade of experience in the mortgage industry, Ziyad Iqbal specializes in helping clients navigate the complexities of home financing. From first-time buyers to seasoned investors, he’s dedicated to providing tailored mortgage solutions that align with his clients' goals.
Contact Info:
Email: ziyad@zmortgage.ca
Phone: 604-619-3271
LinkedIn: Ziyad Iqbal
Our Services
Tailored Mortgage Solutions for Every Need
Residential Mortgages
commercial lending
Reverse Mortgages
Home Equity Loans
Your Mortgage Journey, Simplified
From consultation to closing, we make every step seamless and stress-free.
Initial Consultation
Schedule a free consultation to discuss your needs, financial goals, and mortgage options.
Pre-Approval
We’ll help you get pre-approved, giving you clarity on your budget and a competitive edge in the market.
Submit Your Application
We guide you through the application process, ensuring all documents are complete and accurate.
Approval and Closing
Once approved, we’ll handle the details to ensure a smooth closing and help you step into your future with confidence.
Refinancing
Refinance Your Mortgage and Save
If you’re looking for lower monthly payments, access to home equity, or simply a better interest rate, refinancing might be the solution for you. At ZMortgage, we offer tailored refinancing options that can help you reach your financial goals.
Key Benefits of Refinancing:
- Lower Your Payments: Reduce your monthly mortgage payments by locking in a better rate.
- Consolidate Debt: Combine your debts into one payment with a better interest rate.
- Access Equity: Use the equity in your home for other financial needs or investments.
- Shorten Your Term: Pay off your mortgage faster by refinancing into a shorter loan term.
Tools and Resources
Plan Smarter with Our Mortgage Tools
Initial Consultation
Schedule a free consultation to discuss your needs, financial goals, and mortgage options.
Pre-Approval
We’ll help you get pre-approved, giving you clarity on your budget and a competitive edge in the market.
Submit Your Application
We guide you through the application process, ensuring all documents are complete and accurate.
Approval and Closing
Once approved, we’ll handle the details to ensure a smooth closing and help you step into your future with confidence.
Testiminiols
Client Reviews
Blogs
Insights, Tips, and Expert Advice
Home ownership is more than a place to call home, it’s also a strong financial tool. For many homeowners, a Home Equity Loan Surrey provides a practical method of tapping into that equity and working towards significant financial objectives. Whether you want to improve your home, consolidate debt, or pay for significant life expenses, using your home’s equity can be just the financial injection you need.
With the cost of living increasing and retirement funds coming under strain, more Canadian seniors are looking to other financial options. Among them, reverse mortgages have drawn significant interest, particularly in communities such as Langley. Reverse mortgages programs allow homeowners to tap into the equity value of their homes without worrying about making monthly mortgage payments, and to gain a new degree of financial freedom in 2025.
Purchasing a home is an experience, but it has more than the price tag on the listing. The majority of buyers, especially first-time buyers, are not aware that there are additional costs associated with buying a property.
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For those who wish to access the equity in their house, two top options are home equity loans and reverse mortgages.
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